Sports sponsorships by crypto apps skyrocket in the past year

The sports sector has become the ideal target for some of the best crypto apps seeking growth. Some of the largest players in the cryptocurrency sector have announced strategic deals with sports clubs, leagues and organizations to attract new audiences. 

crypto

Best crypto apps scramble for sports partnerships 

The crypto space has grown significantly over the past year, and sports franchises have been open to securing deals in the world of cryptocurrencies. Some of the most reputable athletes have also pocketed deals, such as being brand ambassadors of some crypto projects or accepting their salaries in crypto assets. 

Last year, some of the largest crypto sports sponsorships were recorded. The sponsorship deals were worth around $1.2 billion in total. One of the greatest sports deals secured last year was by Crypto.com. The exchange acquired naming rights for the Staples Center in Los Angeles for $700 million. They also spent another $210M in a major deal with UFC.  

However, Crypto.com is not the only crypto app tapping into sports deals. FTX has also secured several major deals, including the naming rights to the Miami Heat arena last year. FTX also invested $210M for a sponsorship deal with TSM. 

Other top exchanges like Binance and Coinbase are also investing in the space. Binance, the world’s largest exchange by trading volumes, was the major partner for the Africa Cup of Nations (AFCON) tournament. Coinbase is also the cryptocurrency exchange for the NBA. 

Regarding the number of sports sponsorship deals secured, eToro stands out, having secured 36 sports deals with football teams based in Europe. 

Football attracts more deals 

The crypto industry is yearning to attract sports enthusiasts by marketing during major competitions. For instance, Super Bowl, the most televised sports event in the US with an over 90 million audience, attracted advertisements from leading crypto exchanges. 

Football has attracted more sports deals than any other sport. At least 56 sports partnerships have been with football clubs, tournaments and players. Football is one of the most-watched sports globally, and it makes sense that crypto apps are focusing most of their attention here.  

However, partnerships with football clubs have also attracted attention from regulators. For instance, Arsenal was banned from promoting its fan tokens last year. Liverpool fans also criticized the club’s decision to release a non-fungible token (NFT) collection. 

Sports players are also venturing into crypto 

Sports players are also entering the crypto space. Odell Beckham Jr, an NFL star, became among the first marquee sports players to receive a salary in Bitcoin. Around 8 NFL players accept part or all of their salaries in digital currencies. 

After signing for the Jacksonville Jaguars last year, Trevor Lawrence agreed to take a huge share of his $24M signing bonus in several digital currencies, including Bitcoin (BTC), Ethereum (ETH) and Solana (SOL). 

Bitcoin has particularly become the top option chosen by players who want to receive their wages in digital currencies. However, fan tokens are also becoming a favourite, with Lionel Messi accepting PSG fan tokens after joining the French club last year. 

Stiff Neck – Causes, Symptoms, and Treatment

A stiff neck or neck pain is a common health issue, affecting about 1 in every 3 people once a year. While the symptoms of a stiff neck are not life-threatening, they can be extremely painful and adversely affect the quality of life. Hence, it’s important that you learn how to fix stiff neck and manage its painful symptoms.

stiff neck

If left untreated, a stiff neck can possibly lead to secondary conditions such as migraines, shoulder pain, and severe headaches.

Symptoms of Stiff Neck

The symptoms associated with a stiff neck can be easily self-diagnosed at home. While the symptoms can vary in intensity from person to person, they’re commonly identified as:

  • Sharp pain in the neck area
  • Tight muscles
  • Muscle spasms
  • Pain that aggravates when you hold your head in one position
  • Reduced neck motion/ inability to move your head around

Causes of Stiff Neck

Medically, a stiff neck occurs when the neck muscles are overstretched, overused, or strained. One of the most common causes of a stiff neck is a soft tissue sprain or a muscle strain.

Besides, day-to-day activities are also a major cause. As the sedentary lifestyle becomes more common throughout the world, health problems like a stiff neck become increasingly prevalent in today’s generation. Whether it’s simply for the lack of physical activities or hours of gazing into your smartphones or computers, a stiff neck or neck pain is often among the first issues to arise.

Here are some more everyday activities that may cause a stiff neck:

  • Excessive anxiety or stress may lead to tension in the neck
  • Poor sleeping posture
  • Holding the neck in an abnormal position for long hours
  • Poor standing/sitting posture
  • Turning the head side-to-side repeatedly
  • Injury

In rare cases, stiffness in the neck may be the result of an underlying condition such as an infection, meningitis, tumor, or cervical dystonia (neurological disorder).

Treatment for Stiff Neck

Luckily, people experiencing stiffness in the neck can easily manage its symptoms and treat it at home. Here’s how:

  • Apply ice or heat to the affected area

Pain associated with a stiff neck can be easily reduced with this temporary solution. Apply ice for the first 38-72 hours to the painful area. Then, apply heat in the form of a heating pad, warm bath, etc.

  • Stretching

Stiff neck treatment with stretching is one of the most common ways of fixing a stiff neck. Simple stretching activities like squeezing your shoulder blades together about ten times or flexing your neck muscles can go a long way in relieving a stiff neck. Certain yoga poses like warrior II, cat-cow pose, or cow face pose might also be helpful.

  • Over-the-counter pain killers

Many people find temporary relief from pain caused by a stiff neck by taking over-the-counter medicines. However, it is advisable to consult with a doctor first. Some of the commonly prescribed OTC pain killers are acetaminophen, aspirin, and ibuprofen.

Stiff Neck – When to See A Doctor?

Symptoms of a stiff neck usually go away on their own within a week or so. With proper treatment, it may heal faster. However, if your stiff neck shows no improvement after a week, it’s best if you get it checked by a doctor.

The Best Age to Retire: A Detailed Guide

When do you want to stop working? The average age UK adults hope to stop working is 60. However, is this the best age to retire?

Have you begun planning for retirement? People either cannot wait for retirement, dread it, or do not give it any thought. You want to enjoy your job while in it if possible, but retirement also offers an exciting new chapter in your life.

People often wonder when to retire. The answer to that question comes down to several factors, including your retirement planning strategy. Read on to learn more about when to retire and retirement tips. 

What Is the Best Age to Retire? 

Although there are national averages for retirement in different countries, they are not necessarily the best retirement ages. People actually retire at various ages, from the early thirties or earlier to not retiring at all. 

The best age to retire comes down to your personal needs and circumstances. You will know when to retire based on several factors. 

When to Retire

Retirement can feel like a distant goal you do give much thought about. However, you can determine when to retire with the right retirement planning. There are several factors to consider when deciding when to retire:

  • Your financial circumstances
  • Your retirement plans 
  • Your lifestyle choices
  • Your health

You want to enjoy your retirement years, so if you do notice your health declining, it may be time to consider retirement planning or at least to reduce your workload. This is not always possible for people, but prioritise your mental and physical well-being if you can.

When you can retire will also be determined by your plans for retirement and your finances, such as what pension you have. Some pensions, such as the state pension, are available at specific ages.

How Much Do You Need to Retire? 

How much money you need for retirement depends on several factors, such as your financial commitments and lifestyle choices. 

An excellent place to start working out your financial needs is to consider the minimum income you need to cover your outgoings. Outgoings include everything from your mortgage or rent payments to your transport and utility bills. Then factor in non-essential items you would like, such as eating out, travel, and gym memberships.

You can then look at your current retirement savings, whether you are entitled to the state pension in your country, and any other pensions you have. You can then work out the age you can retire. Working out your finances also helps you plan to save more to meet your retirement goals or realise you can retire earlier. 

It is best to use a spreadsheet format or consult with a financial advisor to model how much you will need for retirement. They will provide investment advice and check any financial plans you have made. 

Tips for Retirement Planning

So, you have an idea of when you want to retire, but how can you make it happen? It is essential to spend time planning retirement, no matter your age. You will thank yourself at a later date. 

Take Financial Action

Once you have worked out your finances, do not just accept the outcome. You can then consider ways to change your current financial circumstances. For example, there might be a few cost-cutting opportunities so you can retire earlier, such as using a more economical vehicle and stopping subscriptions you do not need. 

You can also consider working for a few more years, taking an extra part-time job, making money from a hobby, or considering other ways of saving and investing

Think Outside the Box

If you underestimated how much money you need for retirement or want to retire earlier, take the time to think outside the box. Just because you cannot afford to retire early in Europe or the US does mean you cannot relocate elsewhere.

Many retirees opt to move abroad, often to countries with more affordable lifestyles. You can move to a country with affordable property, great weather, things to do, and friendly locals. Your quality of life will likely be better too, which is what you deserve after working hard for many years. 

Read Retirement Planning Books 

For many people, retirement is the first opportunity to stop and relax. While this sounds appealing, it can be disconcerting for some who do not have retirement plans. In fact, retirement can cause depression and anxiety when people do not plan.

To reduce this risk, spend time reading retirement planning books, so you know what to expect. They will also highlight factors you may not have considered, such as changing locations or downsizing once you retire. 

Try New Hobbies

It is beneficial to try new hobbies no matter what our age. Start trying hobbies now, so you already have established a sense of meaning outside of work when you retire. Hobbies can include joining a club, volunteering, gardening, learning a language, or a musical instrument.

Include Loved Ones

When you are retirement planning, be sure to include loved ones. They may also have retirement savings that can alter when you can retire. But they also should be aware that there may be some lifestyle changes, either before or once you have retired. 

Find the Best Age to Retire

There is no one best age to retire. It differs depending on the individual. Everyone has different opinions about the best age to retire too, as some people cannot imagine stopping working, whereas others cannot wait to start the next chapter of their lives. 

One of the most important retirement tips is to start retirement planning; the earlier, the better. Then you can have more control over when to retire and afford the lifestyle you want.

Find more insightful content on finance, economics, and business from the CFI.co blog. Subscribe to the CFI print magazine to receive a yearly subscription of four quarterly issues at your doorstep.

Skills you need to become a successful voice actor

Voice acting is a great career choice for people who have a good voice and the ability to control it. Being a voice actor means you get to audition for and work on various projects like voicing over an infographic, being a character in an animated film, narrating for a movie, or commercial.

Skills you need to become a successful voice actor

Besides providing voiceover, an artist might also function as an actor taking on audiobooks, podcasts, radio spots, or public announcements.

However, becoming a voice actor is not an easy task since it requires a lot of patience, hard work, and training. From afar, people might think voice over is an easy job because it appears that all you need to do is talk, but that is not the case.

To become a professional voice actor, one needs to possess specific skills and train their voice to deliver versatile performances.

So, how do you become a voice actor?

Firstly, you need to possess vocal talent and develop it further. Investing in private coaching, signing up for workshops or going to conferences will help you nurture your talent.

After honing your skills, the kinds of projects you are hired for depend on your skills and personal branding. Moreover, the voice acting industry is commonly based on the freelance business model where voice talent work from home and do all their auditioning from a home-based recording studio.

Once you have established your name in the industry and have some clients, you can enjoy the benefits of flexible working hours, great monetary benefits, and the opportunity to be your own boss.

Here are some of the skills you must develop to become a successful voice actor.

  1. Enunciation

Enunciation is different from pronunciation as it is more about pronouncing the words. Voice actors must have good enunciation to make their vocal delivery clean and distinct. If you are not good at enunciating, your vocal delivery may lack the proper impact. Mastering this skill could be challenging, but it is essential to learn.

If you wish to improve your enunciation, certain exercises and tricks can help.

One must enunciate well as it can increase the chances of landing a commercial voice acting gig. Companies trying to sell something over the radio often require those who enunciate well.

  1. Must have a wide emotional range

The voice actor must possess a remarkable emotional range; you need to have mastery over your voice so that you can properly connect with the audience. Emotions are easily heard in the voice, and when an actor expresses the right emotion, it can make the whole delivery much more impactful. Besides, one needs to have an emotional range to work in different roles and projects.

For instance, a commercial might require you to sell a product, while another might require you to narrate an entire audiobook. Both projects need different emotions and delivery styles, so being able to switch between emotional states will be helpful to booking a variety of work.

  1. Natural timing and delivery

Listeners can easily tell if a voice actor’s delivery is off. 

Voice acting is acting. Since you’re not on camera, use your voice to the best of your ability to paint the picture for your audience.

Speaking in a natural tone and pacing your voice may be hard to achieve in the beginning. However, as your career progresses and with practice, you will deliver with greater conviction and control.

Moreover, rehearsing a specific script may help improve the delivery for a better impact.

Voice coaches often recommend actors use their body language as it helps make the delivery seem more natural.

  1. Consistency is the key

Your tenth project would be better than your first, and the twentieth project would be better than the tenth. The more you practice, the more voiceovers you do, the better you will become.

Voice coaches also recommend some exercises to improve your voice, and you must do these exercises regularly to maintain your voice. It might require more than one take to deliver a perfect performance, but you must be persistent about providing the best as an artist.

Training and development of skills are essential to enjoy the benefits of this profession. So, to answer the question, “How do you become a voice actor” one must develop their skills, learn from an experienced voice acting coach, and market themselves to become relevant in the industry. Once you develop the basics, you can learn and polish your skills as you progress in your career.

3 Questions You Need to Ask Yourself When Buying Your First Car

3 Questions You Need to Ask Yourself When Buying Your First Car

Buying your first car is an exciting milestone that promises a great deal of added freedom, but before you can enjoy yourself, you need to know how to handle the car-buying process as a first timer. Below are three of the most important questions you must ask yourself to ease your first car purchase.

1. What’s My Budget?

When it comes to buying your first car, budgeting is one of the most important factors. In all likelihood, this is one of your first major purchases, so you need to be smart and strategic about it.

Be realistic when setting your budget for the car itself. Think about your income as well as your current expenses (e.g. rent, phone bill, tuition costs). Then, consider how much money you’ll have left over each month and how soon you need a car. Figure out how much you can save up within that designated period of time and go from there.

When crafting your budget, you’ll also need to consider other expenses on top of the vehicle itself. For instance, think about car insurance and how much it will cost you on a monthly basis. To get a better idea of these expenses, try to get some online car insurance quotes from a few different providers. With this knowledge, you’ll be better able to take control of your money and make it work for you.

2. Is There a Brand or Make That Suits My Lifestyle the Best?

Consider what purpose you want this vehicle to serve in your life. Do you want something that is compact and easy to drive, especially around the city, or do you want a car that’s more spacious for long-distance road trips?

Based on the answers to these questions, you should be able to find the right car for your lifestyle. If you prefer a smaller car that’s easier to handle, you might like a Nissan Versa, a Toyota Yaris, or a similar model of car. On the other hand, if you want something roomier with lots of room for your friends, an SUV such as a Ford Explorer or a Hyundai Santa Fe might align with your needs a little better.

3. Will I Drive Manual or Automatic?

This is another important consideration you need to keep in mind when buying your first car: manual vs. automatic. If you only know how to drive automatic, then the answer to this question will likely be a bit easier for you. However, if you drive manual, you have more choices.

Many people find manual cars trickier to drive in stop-and-go traffic. If you plan to do a lot of city driving, you may be better off with an automatic. However, some drivers prefer the amount of control you have when driving a manual. If this sounds like you, a manual car could be a great fit.

If you’re in the process of buying your first car, self-reflection is an important ingredient in making the right selection. By asking yourself these questions, you’ll ensure that you pick the best car for you.

6 Factors to Consider When Choosing a Self-Storage Facility

Whether you are in between moves or simply have excess items around the house or office, it’s evident you need more space. A storage unit will provide you with a secure place to keep your valuable items.

These days, there are a lot of storage units you can rent which can make your life more organized. However, with so many options, how do you find the right storage facility? Here are six factors you need to consider when choosing a storage facility.

1.    Security

Before choosing a self-storage facility, you want to know how safe and secure its storage units are. A secure self-storage facility like iStorage should have the following features:

  • Security guards to minimize the chances of crimes happening in the storage facility
  • Security cameras
  • Fence
  • Fire safety: Check for fire extinguishers, detectors, fire alarms, sprinklers, and detectors
  • Storage unit features: The storage unit should be clean and air-conditioned. There should be pet control measures in place, and the floor level should be high enough to avoid water flow

2.    Location

If you need frequent access to your valuables, it is advisable to choose a storage facility in your area for convenience. However, the location will matter less if you will rarely need to access your items. In addition, keep in mind that you are more likely to get inexpensive storage facilities outside of urban centers.

3.    Fees and costs

There are a number of factors that will ultimately determine the cost, including contract type, minimum storage period, and additional fees. Explore different contract types to see what is convenient for you. Check if the facility has a minimum storage period and what happens if you want to access your items before that period lapses. You also need to consider additional fees, along with what happens when you make a late payment or miss a payment? You don’t want to incur extra expenses or lose your storage unit.

4.    Size

You don’t need to pay for space that you don’t need. A great self-storage provides a variety of sizes. Before choosing a storage facility, make a list of items that you want to store and how much they would take. Depending on the item you want to store, you may want to make sure they can fit in a storage unit both in terms of the height and width.

5.    Accessibility and convenience

It is important that you access your items any time you need them, but that may be a problem if the storage facility is not open. Some storage facilities are closed after the regular nine to five working hours and during weekends, while others are open 24/7. For convenience, it is advisable to choose a storage facility that is open round the clock.

6.    Check your home insurance policy

Review the terms of your home insurance policy to see whether the valuables will be covered if you move them outside your home. Most home insurance policies do not cover items outside the home, so it is advisable to look for a storage facility that offers insurance as part of their rental package.

Endnote

Whether you are moving or you have a ton of excess things on your hands, a storage unit can come in handy, and these tips will help you find the right storage facility for your storage needs.

5 Ways To Save Money With Your Online Shopping

Online shopping is the one thing in our life that is never going to stop. But, let’s be real, it is not surprising that we often end up spending a lot more than we have and that too in one round. If the same is happening with you, we’d suggest that you find some wholesale online shopping websites like DHGate that host a range of amazing items for half the price but double the quality.

All that aside, here’s a quick list of tips that you can use to save money the next time you think of shopping online.

  • Make a list

We can’t stress this enough but making a simple list of the items that you want to buy. This might not seem like a lot, but it can help you save a lot of coins. Firstly, you will know what you want and what you don’t. So, the moment you navigate through the website, you won’t get side-tracked by other items that you probably don’t need in your life. Instead of aimlessly scrolling around the website, you can go ahead and buy things.

  • Compare the prices

Another way to save money while shopping online is by comparing the prices. One of the best ways to do so is by comparing the prices on multiple websites. This can help you solve a lot of hassle and help you get a better idea of what’s right and what’s not. Try and choose the items across the major online portals because that helps you get a better idea of what kind of prices are trending.

  • Look out for sales

Another factor that you need to look out for is the sales that happen on online shopping websites. There are several platforms that you need to look out for. That said, the sales are often seasonal, so you need to keep an eye out for that too. Make sure that you even set up alerts or notifications for the website to get notifications about the deals that are happening around.

  • Join online shopping communities

Much like how there are several groups for foodies on this planet, there are also a few online shopping communities that you can join to get an idea of what kind of offers that you can avail and what kind of coupons that you can use. In these communities, you can also get a better perspective of things, which comes in handy as well.

  • Refrain

Several people have a bad habit of just buying anything even when they don’t need it. If you are one of them, you need to avoid giving in to that habit altogether. Make sure that you keep a check on the items that you need only. Just because there is a sale going on doesn’t mean you need to buy something.

If you are here trying to save some extra coins during your online shopping, you must keep a check on these tips before making the purchase. Remember that you don’t need to buy something if you don’t need it.

South Africa as a HNWI Aestination

New World Wealth in collaboration with Steyn City recently reviewed the top factors that attract HNWIs to South Africa.

Notably, South Africa is home to over twice as many millionaires (HNWIs) as any other African country. The country ranks 30th in the world by this measure, ahead of major economies such as Greece, Portugal and Turkey. Currently, there are just over 35,000 HNWIs living in SA (as at Sept 2020).

Things that attract HNWIs to SA include:

  • Lifestyle aspects: weather, beaches and scenery.
  • A large free media which helps disseminate reliable information to investors. This sets South Africa apart from most other emerging markets worldwide.
  • One of the 20 biggest stock exchanges in the world (by market cap).
  • A well-developed banking system and large fund management sector.
  • Hub for doing business in the rest of Africa.
  • Luxury food stores such as Woolworths, which appeal to wealthy consumers.
  • Exclusive areas such as Umhlanga Rocks and the Atlantic Seaboard in Cape Town.
  • Top-end estates and apartments. SA is a global pioneer in estate living and is home to many of the world’s best lifestyle estates. New World Wealth estimates that over 45% of SA HNWIs either live or have homes on estates. An additional 30% have homes in luxury apartment blocks (which have been the fastest growing residential segment in SA over the past 20 years in terms of price growth).
  • Good transport infrastructure.
  • World-class shopping centres such as: Gateway, Sandton City and the V&A Waterfront.

SA wealth stats (for Sept 2020)

  • There are approximately 680,000 mass affluent individuals living in SA, each with net assets of US$100,000 or more.
  • There are approximately 35,000 millionaires (HNWIs) living in SA, each with net assets of US$1 million or more. Most of these HNWIs are based in Johannesburg (Sandton especially), Cape Town, Umhlanga and Pretoria.
  • There are approximately 1,800 multi-millionaires living in SA, each with net assets of US$10 million or more.
  • There are 86 centi-millionaires living in SA, each with net assets of US$100 million or more.
  • There are 5 billionaires living in SA, each with net assets of US$1 billion or more.

Note: “Wealth” refers to the net assets of a person. It includes all their assets (property, cash, equities, business interests) less any liabilities.

About Steyn City

Steyn City is a luxury residential parkland residence situated north of Fourways in Johannesburg. The lifestyle resort features over 2,000 acres of indigenous parkland, ensuring that every resident has a sprawling back garden to explore.

Steyn City residents have access to a wide array of amenities and world-class facilities, which include kilometers of running and cycling track, outdoor yoga centres, a fully equipped gym, resort pools, aquatic centre, several restaurants, a world class equestrian centre and Jack Nicklaus championship golf course with award-winning clubhouse. Added to this, the development offers a forward-thinking educational campus and outstanding office premises.

All of this makes Steyn City an obvious choice for people relocating to South Africa. The development offers all that a family or even executive could possibly need, from excellent infrastructure to a highly esteemed school – all within a safe and secure setting.

At a time when many people are reconsidering their location, now that remote working means they are no longer bound to an address close to their workplace, Steyn City stands out as a destination that makes it possible for residents to enjoy vacation-style tranquility, just minutes from the city.

International Property Show, in Partnership with Invest in Dubai, Fully Geared Up for the Largest Virtual Real Estate Exhibition

The 10-day virtual event will offer exhibitors a cost-effective platform to showcase their best projects, expand their business network and grow globally.

Dubai, (September 7, 2020) The International Property Show, in partnership with Invest in Dubai (IID) Real Estate, is absolutely primed for a remarkable world-class virtual exhibition that will offer a wide array of lucrative opportunities and a one-of-a-kind immersive experience to exhibitors from across the globe.

From the 11th to 20th of November, the real estate industry’s largest virtual exhibition with more than 20K participants from over 40 participating countries, will gather leading real estate developers, top-tier investors, industry experts, and professionals, in a secure virtual platform to leverage business opportunities and attract major investors from local, regional and international real estate markets.

“The powerful collaboration between the International Property Show and Invest in Dubai is a massive opportunity for exhibitors to promote and boost their brand and be exposed to a vast network of investors from around the world. Exhibitors will not need to worry about visitors coming to their stand because the whole world can visit them through virtual technology. With the use of technology, we are shaping the way the real estate market functions and are making it easier to bring together the entire global real estate community,” stated Mr. Dawood Al Shezawi, the President of the organizing committee of the International Property Show.

A multitude of advantages await the exhibitors of the first virtual edition of the International Property Show. As a globally acclaimed property exhibition, the virtual platform offers exhibitors a maximum exposure to 20,000+ high-quality visitors locally and internationally, gaining a greater opportunity to generate leads and boost sales without the added travel and accommodation expenses. Every exhibitor will have their exclusive virtual slot where they can showcase their projects as well as their expertise and competitive edge in the market.

“Dubai has embarked on a successful journey to incorporate innovation digitalization across all sectors and to create solutions that positively influence the productivity of the real estate industry. In addition to this, international markets are also utilising innovation in order to be resilient and bounce back from the impacts of pandemic. Likewise, through this strong collaboration, technology will be instrumental for exhibitors to have the virtual gateway to access new opportunities such as the increased promotion and sales of their various projects, creation of long-lasting relations and formation of rewarding collaborations and partnerships, which can all be achieved in the comfort of their own homes,” asserted Mr. Al Shezawi.

Exhibitors are also given the special privilege of utilising the different virtual activities of IPS Aside from having their own Virtual Exhibition Space, exhibitors will be able to get free access to Webinars and will have the chance to be a part of the panel discussions, together with other industry experts and specialists, giving them more exposure and bigger opportunity to build their reputation and boost their organization.  

Via the virtual venue hosted by Events10X, exhibitors can present their projects through advanced technology by taking part in Project Presentations. They also gain the chance to meet esteemed local and international Media Specialists, in the Meet and Greet feature, one of the interactive virtual activities of the event. Moreover, exhibitors will experience fast, seamless and secure transactions as they negotiate with serious buyers and close deals in a safe and secure virtual platform that fully protects their privacy.

In partnership with IID, this major event also serves as an ideal platform for local developers to showcase their most outstanding projects in Dubai and play a major role in promoting the city as a global investment destination, prompting more opportunities for growth within the Dubai real estate sector.

“It is a great honour to host the IPS alongside IID as exhibitors and visitors are offered a superior platform to connect with like-minded individuals. Through this event, we would like to satisfy the collective needs within this rapidly changing real estate industry and also boost investments in Dubai and in other parts of the world through technological advancement. Being a consistently successful event for many years now, we view the pandemic as a great opportunity to realise our true potential and create greater flexibility for every organisation in the industry,” added Mr. Al Shezawi.

Workers’ Comp Benefits and the Going and Coming Rule

Traveling for work is a complex issue when it comes to your eligibility for workers’ compensation. The general rule is that workers’ compensation doesn’t cover your commute to and from work.

Does Workers’ Comp Cover Travel for Business?

Yes, workers’ comp covers travel for business. When you’re traveling because of your work, you can claim workers’ compensation in the event of an injury. The workers’ compensation system operates the same way whether you’re actively on the job or traveling for your employer.

Personal errands during work travel are not covered; however, the travel itself and incidental activities like the hotel and meals still fall under the workers’ compensation system. Workers’ compensation covers travel for business except for strictly personal activities during the trip.

Man traveling for work

Does Workers’ Comp Cover Travel to and From Work?

Workers’ comp does not cover travel to and from work. However, there may be situations when you are traveling related to work that are actually covered. Travel to and from work is generally not included. Still, if you are running errands for your employer or on a work-related travel assignment, you may actually be classified as working.

It depends on whether you’re serving the interests of your employer during the travel. Although the general rule is that workers’ comp does not include travel to and from work, there may be situations where your traveling counts as being on the job.

Workers’ Compensation and Travel

The purpose of workers’ compensation is to provide employees easy access to financial compensation when they’re hurt at work. The general rule is that you can claim workers’ compensation for work-related injuries. If you’re on the job and you get hurt, you can access the workers’ compensation system to pay for your medical bills and provide replacement income.

However, workers’ compensation doesn’t cover the risks of daily life. For that reason, the employee’s personal commute doesn’t fall under the workers’ compensation system. If you get hurt going to or from work, you have to look to your own car insurance or personal insurance to pay your expenses. You may also bring a third-party claim for financial compensation, but the person or entity that caused your injury is responsible for your damages, not your employer.

Traveling for Work

However, even if you’re traveling at the time of your injury, you’re not necessarily out of the workers’ compensation system. You may be traveling for work and not realize it. When you’re traveling on company business, you’re still covered by workers’ compensation.

Even things that are incidental to the travel itself, like staying at a hotel or eating meals while away from home, can classify you as working for the purposes of workers’ compensation. It’s essential to evaluate the entire circumstances present when the accident occurs.

Buma vs. Providence Corp. Development – Nevada Supreme Court

In the Buma v. Providence Corp. Development case, the Nevada Supreme Court recently clarified the rules when it comes to what counts as work-related travel. Nevada Revised Statutes 616C.150(1) states that a person must show their injury arises out of the course of employment. The court said that a person might be in the course of their employment even if they’re not directly on the route of travel at the time of the injury.

In the Buma v. Providence Corp. case, the victim was the vice president of sales for his company. He worked from home and made his own travel arrangements. The victim traveled out of state for a conference. He stayed at a ranch with a friend and affiliate of the company. Together, the two prepared joint presentations to give on behalf of the company. The victim died while riding an ATV on the ranch.

The third-party workers’ comp insurer, and the lower court, denied the victim’s family workers’ compensation benefits. They said that the accident did not arise out of work duties. However, the Nevada Supreme Court vacated the lower court’s decision.

When Does an Injury Arise out of the Course of Employment for Workers’ Compensation Purposes?

The Nevada Supreme Court said that an injury arises out of the scope of employment when there is a causal connection between the victim’s injury and the nature of the employee’s duties. Under Nevada Revised Statutes 616B.612(3), all travel that an employee gets paid for is part of the course of employment.

However, even if part of the travel isn’t compensated hourly, it may still be work-related travel. Generally, workers’ compensation covers business trips. It covers the actual business part of the trip, but it also includes staying in hotels, sleeping, eating, and other navigation that has to happen for the trip.

Does the “Coming and Going” Workers’ Compensation Rule Apply During Business Travel?

In the Buma case, the lower court applied the “going and coming” rule. The rule prohibits compensation for injuries that occur during the commute. The Supreme Court explained that the employer is not liable for the daily dangers of the employee; however, the commuting rule isn’t applicable when a person travels for work. Under Nevada law 616B.612(3), traveling employees are covered, including acts that are incidental to traveling.

The court said that work travel doesn’t cover social and recreational activities that a traveling employee chooses to pursue. These are things that occur for strictly personal amusement. To be a personal activity, the employee must show an intent to abandon the job temporarily. It’s a very fact-dependent question that depends on the unique situation in each case.

Conclusion     

The workers’ compensation commuting rule is complicated. There are times that work travel is covered, and you are eligible for benefits. Sometimes it can be a difficult question of whether you’re traveling for business. The Las Vegas workers’ compensation attorneys at Adam S. Kutner, Attorney at Law explain travel, and the 2019 Nevada Supreme Court case of Buma vs. Providence Corp. Development.

The best way to know if you qualify for workers’ compensation is by getting a personal review of your claim by a qualified and experienced attorney.