CFI.co Blogger, Author at CFI.co Blog

The sports sector has become the ideal target for some of the best crypto apps seeking growth. Some of the largest players in the cryptocurrency sector have announced strategic deals with sports clubs, leagues and organizations to attract new audiences.

Best crypto apps scramble for sports partnerships

The crypto space has grown significantly over the past year, and sports franchises have been open to securing deals in the world of cryptocurrencies. Some of the most reputable athletes have also pocketed deals, such as being brand ambassadors of some crypto projects or accepting their salaries in crypto assets.

Last year, some of the largest crypto sports sponsorships were recorded. The sponsorship deals were worth around $1.2 billion in total. One of the greatest sports deals secured last year was by Crypto.com. The exchange acquired naming rights for the Staples Center in Los Angeles for $700 million. They also spent another $210M in a major deal with UFC.

However, Crypto.com is not the only crypto app tapping into sports deals. FTX has also secured several major deals, including the naming rights to the Miami Heat arena last year. FTX also invested $210M for a sponsorship deal with TSM.

Other top exchanges like Binance and Coinbase are also investing in the space. Binance, the world’s largest exchange by trading volumes, was the major partner for the Africa Cup of Nations (AFCON) tournament. Coinbase is also the cryptocurrency exchange for the NBA.

Regarding the number of sports sponsorship deals secured, eToro stands out, having secured 36 sports deals with football teams based in Europe.

Football attracts more deals

The crypto industry is yearning to attract sports enthusiasts by marketing during major competitions. For instance, Super Bowl, the most televised sports event in the US with an over 90 million audience, attracted advertisements from leading crypto exchanges.

Football has attracted more sports deals than any other sport. At least 56 sports partnerships have been with football clubs, tournaments and players. Football is one of the most-watched sports globally, and it makes sense that crypto apps are focusing most of their attention here.

However, partnerships with football clubs have also attracted attention from regulators. For instance, Arsenal was banned from promoting its fan tokens last year. Liverpool fans also criticized the club’s decision to release a non-fungible token (NFT) collection.

Sports players are also venturing into crypto

Sports players are also entering the crypto space. Odell Beckham Jr, an NFL star, became among the first marquee sports players to receive a salary in Bitcoin. Around 8 NFL players accept part or all of their salaries in digital currencies.

After signing for the Jacksonville Jaguars last year, Trevor Lawrence agreed to take a huge share of his $24M signing bonus in several digital currencies, including Bitcoin (BTC), Ethereum (ETH) and Solana (SOL).

Bitcoin has particularly become the top option chosen by players who want to receive their wages in digital currencies. However, fan tokens are also becoming a favourite, with Lionel Messi accepting PSG fan tokens after joining the French club last year.

Business

What to Expect from the Real Property Market in Dayton in 2022

ByCFI.co Blogger

2021 truly turned out to be a great catch for Dayton realtors. The real estate market saw a record-shattering year, quadrupling the 2011 sales. Single-family houses are trending here, the market itself proves to be client-friendly, offering relatively low prices.

Real Estate

This very inexpensiveness draws buyers like bees to a honey pot. But what surprises the most is how, despite all this, Dayton still succeeds to stay in the focus of many hunters on real estate and attract investors. Indeed, everyone in the field (both investors and buyers) has increasingly been aiming at small markets with lower prices over the past few years.

There are not so many smaller markets that have experienced high increases in rent, but Dayton is definitely one of those which enjoy the rise in numbers. Even though we are said to observe the continuation of this trend, and sales prices may face some sort of a decrease, this year still has a great possibility of becoming another bunch of records.

Dayton is a city in Ohio, actually located in the southwest of the state, in the Miami Valley (or Greater Dayton metro area). The city, despite its sizes, which are relevantly small, has a complex economy fueled by such industries as manufacturing, aeromechanics, agriculture, logistics, government, military, automotive, etc. Many projects in economic development are constantly being implemented here, and a vast number of big companies have their headquarters located in the city.

It is 14% cheaper to live in Dayton as compared to the national average; due to the interstate major roads permeating the fabric of the city, more than half of all the Americans may reach it in only one day; there are a lot of places to visit, views to see and things to do. So if choosing where to establish a realty company in Ohio, the city of Dayton wouldn’t be a mistake.

The city is one of the largest in the state, housing approximately 137,000 people at the moment. Even though the amounts of population haven`t increased a lot, and the pace in Dayton itself has slowed down compared to previous results from 2021, its suburban areas do have experienced the largest rates of growth over the decade, setting a new record mark.

Joblessness is becoming less and less of a problem in Dayton, while the number of people with higher education is growing steadily. Now almost 32% of those living in the area hold at least bachelor’s degrees, many of which are in the fields of exact sciences. This further enhances the region’s reputation as one of the centres of the exact sciences. After all, there are many universities, colleges and other educational institutions to guard this image (at least five universities appear in mind immediately). The GDP here is over 41 billion dollars. This means that over the last decade it has grown by more than 16%.

The Dayton real property market has many advantages and interesting features, but 2021 became a success first of all for the investors in rental property. Now more households belong to tenants than to anyone else in the city.

Over the last few years, house prices in Dayton have been steadily rising. In general, the average values are now: $129,900 for a home (1 family) and $97 per square foot. But in the end, houses are usually sold at a slightly higher price – $140 000. If you want to settle in the region, the best option would be to buy a house in the Westwood area. The average listing price there is more than twice as cheap ($52,000).

In fact, one of the secrets of the market attractiveness for tenants is that housing prices are relatively low, while the proportion of price to rent keeps rising. And, to put it mildly, there are not that many cities where a social security check can easily cover your rent. But Dayton can rightly boast of offering such an opportunity, even though there was a slight leap in rents over the last few years. That makes it special. On average, for living a month in a home with three bedrooms you would pay $983 here. That’s the median rent in the city. The cheapest offers in the neighborhood are even less than $750 per month, while the highest reach $1,650 per month.

The affordability of housing and the dynamics of changes in prices are the main components that investors should take into account when they decide whether to enter the market or not. This analysis over the long run can suggest what to expect in the possible future, as well as present a broader picture of prospects. The housing affordability index (median family income compared to the median price of a house) may also give you a useful hint. But keep in mind that affordability does not always entail the purchase of real estate. We have already said about some special features of the market in Dayton, and one of them is that more people here would rather rent than own, so most households now belong to renters. Therefore, all factors must always be carefully considered. According to the latest data, the average family in Dayton can easily afford to pay for housing without any significant difficulties.

Dayton, the historic land and the birthplace of Orville Wright (world-famous inventor) is increasingly becoming not only an interesting place for tourists to visit but also one of the most comfortable cities in the United States to live in. Prices here are relatively low, the life is inexpensive, and the city is one of the most favorable for business and career growth. There are more than 300 miles of different biking trails in the area, dozens of cozy parks, and thanks to Dayton Art Institute the city became an outstanding art destination.

That’s all about the real property market in the city of Dayton, which certainly still has much to offer in 2022.

Business

What is the connection between tokenization and your PCI compliance?

ByCFI.co Blogger

The payment system has been one of those that has been developing steadily and progressively for decades. Each era has brought some changes in its development from cash registers to online shopping, from coupons to credit cards. Currently, the priority issues are the security of data and confidential information of buyers and customers. The following article is chiefly related to this issue.

What is the connection between tokenization and your PCI compliance

PCI DSS is the international attempt to solve this problem and to create a standardised and appropriate system. There are many different ways to make your organization meet PCI DSS requirements such as tokenization, encryption, network segmentation and many others. Each has its advantages and disadvantages, but while some remain a well-known method, others are a mystery.

Tokenization is usually the way that raises the most questions and doubts, including what token compliance meaning is, how it affects PCI compliance and one of the most common questions about how it works. In fact, this method is one of the most effective, as it minimizes risks, allows you to be flexible and, moreover, in some way may even be called a PCI assessment solution.

The best idea is to start with the definition. So, what is tokenization? To cut a long story short, it is a process in which confidential data is replaced with a non-sensitive element called a token. In case when someone wants to get to the confidential data token is preventing him from doing so. In other words, the token is a barrier between your private data and cyber-scammers.

The token is the replacement of data with random symbols and signs, as it is forbidden to store such data as identification numbers or bank accounts in their original form in the network. It is the token that guarantees the inviolability and security of data. This is especially noticeable during online transactions in which the card is not physically used. Due to tokenization, information about the cardholder and other personal data does not appear and is not used in transactions as well. With the use of a token, information is not stored in online databases, because it does not even have contact with it. The token guarantees security both inside the system and during the transition from one system to another.

The token does not store any confidential information that has been replaced by other random characters. Imagine a situation where cyber-scammers managed to seize the token. Even if it happens, he will not be able to seize any confidential data about either card or its holder.

It is very convenient, easy, fast and flexible to use the token. It can be simply created with a credit card. The transaction process is as well quite easy and very fast. In fact, the original information is stored in special repositories, which are under a strong system of protection. Such repositories are called vaults.

There are several types of tokenization in payment systems. Most common are Acquiring Token, Issuer Token, and Payment Token. According to the PCI DSS, only card numbers can be tokenized, passwords and CVV2 are not subject to tokenization. In addition, PCI DSS requires that tokens should be generated at least one in a million. Rainbow Table is one of the most popular and well-known methods of token data capturing.

But safety is not just an unpredictability. At least this whole protection system is much more complicated than it might seem. to be considered safe enough, token-based PAN must be nearly impossible to predict (with the probability of success being incredibly low, more than one in a million actually). And there is no instrument to capture such data (and to hack the cryptographic hash functions) that enjoys more popularity than Rainbow Table.

There is also an official set of recommendations on how to determine the value of the tokenization product. The first thing that is mentioned is, again, the extremely high importance of confidentiality. If an outsider had access to the PANs, it could be considered a disaster because it would seriously threaten the whole affair. There is a clearly defined data environment of the cardholder, and its “borders” must always be adhered to. The entire structure of the system must be in the internal network, protected from suspicious elements and the traffic which has not been verified. Anything unwanted should be discarded to keep the system isolated. This raises the question of trust: only complete confidence in the message can be considered a condition for his omission. Anything that raises doubts should be strictly prohibited from reaching the system. If you have a need or desire to store the information in one place (or if you would need to transmit it), care must be taken to ensure that it is encrypted. The most reliable way to do this is through the AES-256 algorithm. It has already stood the test of time, so to speak. Care must be also taken with means of access and identification. Monitoring safety and compliance with all conditions (clearly defined in PCI DSS Requirements 7 and 8) are extremely important. Everyone who needs to have access should have a unique identifier. This will weed out those who shouldn’t have access and strengthen protection. It is necessary to protect the system from cyber-attacks and harmful influences. Data should be deleted periodically, but this process should be determined by the special preservation of the necessary data policy. It is important to take into account everything that passes through the network. It would be good to have a defined procedure for emergency notification of experts on suspicious actions (traffic) to prevent unpleasant consequences, or just to check what is in doubt.

Finance

3 Best Crypto Exchanges for 2022

ByCFI.co Blogger

The cryptocurrency space has grown significantly over the past year, and new traders enter this space every week. As a new trader, it is easy to get overwhelmed by the sheer size of the over $1 trillion market. However, with a proper guide, you are assured of having an easy time cruising the market and investing in different cryptocurrencies.

stock-exchange-profits-boom-businessman

The first step toward crypto investing is identifying where you will buy and sell cryptocurrencies. The best place to do this is on a cryptocurrency exchange. There are many cryptocurrency exchanges globally, below I have sourced a list of the 3 best crypto exchanges for 2022 from the Best Bitcoin Exchange website.

1. Coinbase – Best for beginners

If you have been researching where to trade cryptocurrencies, you have come across Coinbase. Coinbase is one of the largest exchanges, and it is ranked as the most suitable for beginner traders.

Coinbase boasts of the best user-friendly crypto apps on the market, and it gives traders access to a wide range of learning materials. As a new crypto trader, it is advisable to use the resources provided on the platform because they will teach you about best practices in the market. The best thing about this is that Coinbase gives you free crypto for every successful course taken.

Coinbase also makes it easy for new users to enter the space. The interface will give new users a seamless experience navigating the platform and managing their cryptocurrencies. Expert traders also have an easy time on the platform because they can access advanced trading features on Coinbase Pro.

Most importantly, Coinbase provides a high level of security. The exchange uses two-factor authentication to prevent unauthorized access to user accounts. The exchange also claims to store 98% of users’ crypto offline. Further safety is guaranteed by an insurance policy that covers deposits of up to $250,000.

2. Binance – Best for low fees

When trading cryptocurrencies, you might want assurances that you will not be spending most of your money paying trading fees. Looking for a good exchange platform best for trading with the lowest fees is especially important for day traders.

Binance is the world’s largest exchange by trading volumes. The exchange has one of the friendliest fee structures in the crypto space. Moreover, the exchange is available in most countries.

Binance charges a maximum of 0.1% in maker or taker fees. The fee drops even lower as a user increases their trading volume. Binance US is highly recommended to US residents because they can buy cryptocurrencies directly via USD.

The exchange also offers a wide range of features that are very convenient to traders. These features include a comprehensive market dashboard, margin trading and a wide range of order types, making it easy for traders to buy and sell on the platform.

3. Gemini – Best for security

The Gemini exchange was created in 2014, during the early years of Bitcoin. The founders of this exchange have been keen on security and regulatory compliance. When signing up on Gemini, a new user must complete a verification process that reduces the possibility of fraud.

Users on this exchange also fulfil a two-factor authentication process to secure their trading accounts. Another outstanding security feature is the insurance policy imposed on hot wallets holding user funds on the exchange.

The other unique security feature of this exchange is SOC 2 certification. This certification shows that the exchange’s regulatory and security frameworks have been verified by third-party auditors.

Gemini is the ideal platform for users keen on security or those trading a large amount of funds that pose an increased risk. However, Gemini charges relatively high fees as a trade-off for these security features.

Conclusion

Choosing the best cryptocurrency exchange is just as good as choosing the best trading strategies. With many exchanges in the market, it is important to select one that will best suit your needs as an expert or beginner trader.

Finance

Getting A Loan Simplified With A Private Money Lender

ByCFI.co Blogger

Private money lending is a great way to get funding for your investment projects without going through a bank. Private lenders are individuals or companies willing to lend money to people for a specific purpose, usually investment-related.

Loan by Nick Youngson CC BY-SA 3.0 Pix4free.org

The benefits of private money lending are that it is usually a faster and easier process than going through a bank, and the requirements are often less strict. Private lenders like Bugis Credit are also typically more flexible regarding repayment terms.

If you’re considering applying for a loan through private money lending, you should consider a few things.

1. A Simplified Loan Process

A simplified loan process is a transaction with fewer requirements for both the borrower and the lender. It can mean a faster, more effortless transaction for all parties involved.

In the simplified loan process, borrowers need to furnish fewer requirements. The entire process is faster and more accessible for all parties involved. It is because there’s consent between two parties – the lender and the borrower. As long as the property is available to be used as collateral, nothing delays the issuance of the loan money. So borrowers can enjoy better facilities and conventional loan benefits with this type of transaction.

If you’re considering a private loan, be sure to:

Research different lenders
Compare interest rates
Consider the repayment terms
Read the fine print

When you’re ready to start the loan procedures, the simplified process offered by private lenders may be the best option for you.

2. Determine If You Qualify

It is essential to determine if you qualify. To qualify for a private loan, you’ll need to have:

A good credit score
A steady income
Equity in your property

If you have a history of bad credit, there is no need to be concerned – there are still options available to you. Some private lenders work with borrowers with less-than-perfect credit as long as they have equity in their property.

Keep in mind that lenders can have different requirements, so it’s essential to do your research and find one that’s a good fit for you.

Once you’ve found a trustworthy and reliable lender like Bugis Credit, the next step is to fill out an application. The application process is generally straightforward, and you can usually do it all online.

Once you’ve submitted the paperwork, the lender will review it and decide. If you’re approved for a loan, the money will be deposited into your account, and you can start using it right away.

3. Time Required To Have The Money Credited

Private lenders typically deposit the money into your account within a few days, so you can start using it right away.

The great thing about private money lending is that it’s a fast and easy process. There are fewer requirements, and the entire process is easier for all parties involved.

4. How You Use The Money

Now that you have the money, it’s time to put it to good use. Remember, private lenders are typically more flexible regarding repayment terms. So, if you need, you can usually negotiate a longer repayment period.

Things to consider:

What is your exit strategy?
How will you make payments?
What are the risks involved?

To repay your loan, you need to have a solid plan. It will help you avoid any complications down the road. Having a plan can also make financial planning in the long-term easier for you, as you don’t constantly have to be wondering how much money should be used for your loan and other requirements.

5. The Process Of Repaying Your Loan

Once you’ve used the cash from your loan, it’s time to repay it. Private lenders typically have more flexible repayment terms, so you can usually negotiate a more extended repayment period.

Remember to have a solid financial plan before you start making payments. It will help you avoid any complications down the road. Private lenders are typically more flexible when you’re ready to repay your loan. It means you can usually negotiate a longer repayment period. If you are facing issues paying back your loan, it is crucial to contact your private lender to let them know when you can pay.

If you’re thinking of borrowing money from a private money lender, research different options, compare interest rates, and consider the repayment terms. Once you’re ready, the simplified process offered by private lenders may be the best option for you.

You can get the capital you require in no time and easily, with fewer requirements and a shorter timeline. So, if you’re looking around for the ideal loan, be sure to consider a private lender like Bugis Credit. You may be shocked at how fast and straightforward the process can be.

Business

Steps To Launching A Business or Product

ByCFI.co Blogger

Every good company seeks to expand their business by either improving their product line or, better yet, introducing a completely new product line to stay in this competitive world.

Steps To Launching A Business or Product.

It is quite easy to get carried away with your vision of all the sales, notoriety, and success your product or service will bring. But a product launch is not a piece of cake. Just like other initiatives, particularly regarding business, you must invest a lot of time and meticulous planning. Remember, rushing to the market without having proper guidelines would only lead you to catastrophe. Hence, consider the following steps to ensure that your product launch is done right.

Conduct a Market research:

First-ever step to product development is to conduct market research. Examine your client’s most common queries and complaints to see where your current services fall short. Next, examine the evaluations for past products to determine what people liked and didn’t like about them. Remember that your best sources of information are your current consumers.

The data you collect with research is quite beneficial whether you’re targeting new or your existing customers. For instance, you may use this data to create buyer personas, which would assist your marketing, sales, and customer care teams steer a product’s launching in the appropriate direction.

2. Verify your Product:

Once you have done your market research, see if you can verify the concept of your product. See if your product solves the problem that it is established for; also, why would anyone choose your product over a competitor’s. Make sure you have an answer to every relevant question raised to verify your product.

Remember, your existing consumers are likely to be comparable to prospective customers, studying what they need in a product to solve their problems. Doing so will offer you an overall idea about the market. Hence, it necessitates inquiring deeply regarding your business, your company’s objectives and, of course, your audience.

There is really little originality in the ecommerce business. Therefore, your product will probably not be the only one that addresses the same customer needs. However, a good product will not only benefit your consumers, but it will also stand out in the crowd.

Your goal must be to address a specific problem better than everyone else for a specific target. Look up to your competitors. It’s critical to inquire what and how they are doing things differently and effectively, yet addressing the same problem as you are to your customers. Adapting a competitor’s idea of marketing is standard practice. However, you can alter it according to your preference, improve it, and make something new and unique out of it, which demonstrates why yours is superior to everyone else’s.

3. Come up with a Go-To-Market Strategy:

Next, you would need a Go to Market strategy, to begin with manufacturing your product. It is said to be the selling plan of your product at launch. To execute the plan successfully, look into the following:

Ensure that both the strategy and the product are supported by everyone from high management to the business interns. Because launching a new product requires a lot of time and work from multiple teams.
Ensure everyone understands their responsibilities and your expected product’s ROI. Also, determine the success measures and values.
Managers should develop key performance indicators (KPIs) for their own teams.
Consider the resources you have available before launching a new product.
Create a detailed budget that includes everything from personnel requirements to paid marketing expenses, and outsource or hire tasks as required.
Create a personality and some phrases and buzzwords to convey your message effectively.
Begin with crafting ads, social media messaging, and sample blog entries to see what sounds good and what does not.

4. Establish a Pre-Launch Stage:

Planning your go-to-market strategy is how you create buzz. However, to scale a new product, you will need new clients as well. Hence, start posting the content you prepared amid the planning stage of the product launch. Producing videos, landing pages, blogs, and social media ads takes effort, but releasing and promoting them takes less. Hence, doing it beforehand would save a lot of your time while hitting the market hard, even before the product launch.

To establish a pre-launch stage, consider the following:

Invest money in well known publisher affiliate connections.
Explore and experiment with new channels; you might find a channel that performs better than you anticipated.
Make a daily/weekly/monthly posting schedule and present it to your marketing team. Utilize infographic Free PowerPoint Templates to ensure you produce an effective presentation to keep everyone on board.
Throughout your pre-launch campaigns, you can reward buyers with discounted pre-orders, free trials, prizes, and other advantages.
Invite the social media influencers to try your product and provide feedback.

For ecommerce firms, social proof is crucial, and obtaining it prior to launch can be extremely beneficial. Therefore, ensure you attempt to get as much attention as possible.

5. Create the Following Product:

It’s critical in ecommerce to build incremental value over time. New goods are an excellent approach to combat customer churn by re-capturing the lost consumers and engaging with the existing ones.

Once you have launched your product, continue to collect feedback, especially during the first few months after the market launch. Learn about what works and what doesn’t. Seek if the product addresses the issues it was created to address? Did it bring up any new possibilities?

Getting feedback from the customers will help you pivot or alter components of the current launch, as well as inform the creation of the following product.

Conclusion:

The above discussion, if considered, may lead you to have a successful product launch. Keep in mind that people would engage and want more with new items that continue to discover inventive answers to their challenges. Therefore, if the product launch goes well, your loyal consumers may become passionate followers, and new customers may become repeat customers.

Lifestyle

Stiff Neck – Causes, Symptoms, and Treatment

ByCFI.co Blogger

A stiff neck or neck pain is a common health issue, affecting about 1 in every 3 people once a year. While the symptoms of a stiff neck are not life-threatening, they can be extremely painful and adversely affect the quality of life. Hence, it’s important that you learn how to fix stiff neck and manage its painful symptoms.

stiff neck

If left untreated, a stiff neck can possibly lead to secondary conditions such as migraines, shoulder pain, and severe headaches.

Symptoms of Stiff Neck

The symptoms associated with a stiff neck can be easily self-diagnosed at home. While the symptoms can vary in intensity from person to person, they’re commonly identified as:

Sharp pain in the neck area
Tight muscles
Muscle spasms
Pain that aggravates when you hold your head in one position
Reduced neck motion/ inability to move your head around

Causes of Stiff Neck

Medically, a stiff neck occurs when the neck muscles are overstretched, overused, or strained. One of the most common causes of a stiff neck is a soft tissue sprain or a muscle strain.

Besides, day-to-day activities are also a major cause. As the sedentary lifestyle becomes more common throughout the world, health problems like a stiff neck become increasingly prevalent in today’s generation. Whether it’s simply for the lack of physical activities or hours of gazing into your smartphones or computers, a stiff neck or neck pain is often among the first issues to arise.

Here are some more everyday activities that may cause a stiff neck:

Excessive anxiety or stress may lead to tension in the neck
Poor sleeping posture
Holding the neck in an abnormal position for long hours
Poor standing/sitting posture
Turning the head side-to-side repeatedly
Injury

In rare cases, stiffness in the neck may be the result of an underlying condition such as an infection, meningitis, tumor, or cervical dystonia (neurological disorder).

Treatment for Stiff Neck

Luckily, people experiencing stiffness in the neck can easily manage its symptoms and treat it at home. Here’s how:

Apply ice or heat to the affected area

Pain associated with a stiff neck can be easily reduced with this temporary solution. Apply ice for the first 38-72 hours to the painful area. Then, apply heat in the form of a heating pad, warm bath, etc.

Stretching

Stiff neck treatment with stretching is one of the most common ways of fixing a stiff neck. Simple stretching activities like squeezing your shoulder blades together about ten times or flexing your neck muscles can go a long way in relieving a stiff neck. Certain yoga poses like warrior II, cat-cow pose, or cow face pose might also be helpful.

Over-the-counter pain killers

Many people find temporary relief from pain caused by a stiff neck by taking over-the-counter medicines. However, it is advisable to consult with a doctor first. Some of the commonly prescribed OTC pain killers are acetaminophen, aspirin, and ibuprofen.

Stiff Neck – When to See A Doctor?

Symptoms of a stiff neck usually go away on their own within a week or so. With proper treatment, it may heal faster. However, if your stiff neck shows no improvement after a week, it’s best if you get it checked by a doctor.

Technology

Best Cryptocurrency to Invest In 2022

ByCFI.co Blogger

Although cryptocurrency has become trendy in the past few years and the highest interest has been noticed among younger investors. There are different reasons why this currency has that much interest. After Bitcoin, which become the most popular cryptocurrency, there are Shiba Inu and Dogecoin that buyers have loved the most. For those who have started with investing in the first crypto coins, it was the payable investment.

crypto

What affects the cryptocurrency market?

Unfortunately, the crypto market is not as stable as we expect from fiat currency, equities, or real estate assets. Since it is a young type of investment, there are surprising drops in value. Some experts describe it as a new Wild West of the financial world.

According to experts, there are more than 17,700 different cryptocurrencies, and each of them has value and buyers that invest in them. It is questionable how much currencies are regulated by governments in different countries. On the other hand, in a bunch of misleading information, it is hard to define what is right news and information and what is just propaganda.

How to choose the best cryptocurrency to invest in 2022?

There are a few steps that you can make to choose the most valuable and safe cryptocurrency to invest in. Keep in mind that the crypto market is fragile and extremely volatile. In less than four months it has fallen 42%, meaning that investing in it led to losing half your money.

However, do not be that pessimistic. There are ways to avoid these terrifying mistakes. Invest money that you will not need for the next five years. Do never borrow money for investing in cryptocurrency, because it represents a high risk.

In this market there are different rules than in any other place. You, as an investor, must have a trustworthy portfolio that will open doors that common buyers and newbies cannot pass through. A well-diversified portfolio is an asset that you can own as an investment, too.

The most important thing is to do your research, on the internet, or similar networks. Always check on different sites what experts say about the currency. There are predictions and expectations worth mentioning, too. Do not hesitate to look for help in investing.

Where to buy the best cryptocurrency to invest in 2022?

There are a lot of places where you can invest your money. Some of them have a long tradition in this field, existing from the beginning of the crypto money on the market. Other ones are worthy of mentioning, but still not that good for new currencies and investors without experience. It is not a shame to look for help finding the best crypto exchange on the internet, though.

Which are the best cryptocurrencies to invest in 2022?

Choosing the most affordable, safe, and payable currency is much harder than you may think. Even the most clever and experienced traders make mistakes when buying crypto money. Nobody can predict what will happen with the currency in months to come, even harder to predict years to come. So, always be prepared to withdraw your money and invest small amounts of money at the beginning. We listed the most popular and favorable cryptocurrencies worth investing in 2022.

Bitcoin

It is hard to find a person in the world who does not know what Bitcoin is. As the matter of fact, most of us have entered the world of crypto coins thanks to this currency. Created in 2009. by a mysterious investor hidden under the pseudonym Satoshi Nakamoto, this currency has grown to the most popular and the highest money transaction in the network. The way of mining is still questionable, but its value is constantly growing.

Ethereum

It is not only a cryptocurrency but also a blockchain platform, which facilitates trading and holding of the currency in virtual wallets. As the opposite of most technologies and platforms, Ethereum blockchain is also programmable because it is more than a system of record. You can use it as a potential application like so-called smart contracts used when conditions are met and non-fungible tokens like NFT. It means that you can use it to run self-executing computer programs called smart contracts, which are the heart of decentralized applications (dApps) and decentralized finance (DeFi) services. The growth from the starting price in 2016 until now is more than 27,000%. Good enough to consider it as a stable currency to invest in.

Tether

There is a very important difference between Tether and other currencies. It is a special form of stablecoin, which stands for a currency that is backed by fiat currencies like US dollars or euros. It should be enough for keeping the stability and value of the currency and supporting the currency at the place of the most consistent currencies on the market. This should help buyers who are afraid of the extreme volatility of other coins. Buyers confirmed that it is good enough for investing in years to come so the market cap of the currency is $79 billion.

Binance Coin

This should be a currency that you can use to trade on a special platform called Binance, one of the largest crypto exchanges in the world. Maybe it is a reason why the currency is that popular among buyers and investors, and valuable and stable even after five years of existence. Not only that you can use it for purchasing crypto coins, but there are also other usages of the currency. You can use it for payment processing, trading and even booking travel arrangements. Thanks to the fact that you can trade it for other forms of currencies, like Bitcoin and Ethereum, Binance Coin represents an interesting currency for investing. The growth of the currency from releasing is 410,000%.

Which are the best cryptocurrency to invest in 2022?

In the end, it is still not concluded which currency is the best cryptocurrency to invest in 2022. Depending on your interest, the amount that you want to invest, and the information you have, you should make your own decision. Crypto exchanges are similar to brokerage platforms, so they will provide the tools you need when buying and selling currencies. Before buying always check for support assets, security, fees, and payment methods.

Investment Management

Matthew Teifke On How Austin, Texas Became The Hottest Real Estate Market In The Country

ByCFI.co Blogger

Austin, Texas is in the middle of a real estate boom. Having been voted the highest growth market by Yahoo Finance in 2021, the city continues to draw tech professionals, artists, and everyone else that is looking for a better quality of life. Matthew Teifke from Teikfe Real Estate has been a market leader in the different Texan cities of Austin, Houston, San Antonio, and Corpus Christi.

Matthew Teifke - Austin Texas

Born and brought up in Texas, Matthew Teifke realized his passion for dealing in everything real estate from a very young age. The Round Rock native started early, gaining his real estate license at the tender age of 18. He was active in dealing with his family properties and was clear that this was all that he wanted to do for the rest of his life.

The principal reason for starting Teifke Real Estate was to bring financial freedom for everyone from buyers, and sellers to even agents and consultants. The company was formed in 2015-2016 by Matthew with the aim of catering to the Texan cities of Austin, San Antonio, Houston, and Corpus Christi.

With the belief that Texas was going to be the hottest real estate destination in the country in the coming years, Matthew brought in his friend, Alex Coffman. Alex was equally passionate about real estate and jumped on board to join Teifke Real Estate as Co-Founder. Together, they ventured into offering diverse real estate services for the Texan housing market.

The Growth of Austin, Texas as one of America’s Premier Real Estate Market

According to Matthew Teikfe, this was a long time coming. He states, “Texas has always been a great place to live, raise a family, explore employment opportunities and maintain an affordable standard of living.” He attributes that the interest of real estate investors in cities like Austin, San Antonio, and Houston is not something new.

“The potential was always there. People kept migrating to cities like Austin from different parts of the country. Look at the migration numbers that Austin sees every single day. People know that this can be a place that can help them live well on an income that would be difficult for them in places like San Francisco or New York City.”

Matthew is right. According to a report published by U-Haul, 145 individuals are moving to Texas every single day. The numbers match up and show that Texas has been attracting individuals from the West, Midwest, and other parts of the country. Fewer taxes (Texas does not have state personal income tax), sunshine, and larger living spaces are major factors.

There is no denying the fact that big tech companies are lining up to shift operations and offices to Texas. Look at Tesla’s Elon Musk who recently announced that they are investing more than $1.1 Billion in building a new headquarters in Austin. Oracle, Facebook, PayPal, AMD, and Texan native, Dell already are generating thousands of new jobs in the state.

As Matthew opines, “You have these young tech professionals that are moving in with their young families, children and pets and exploring great school districts in Austin. They work as software developers or game designers. They earn well, have always dreamt of having a house and want a far more relaxed living condition as compared to NYC or Silicon Valley.”

Teifke Real Estate: The Beginning of the Promise of Financial Freedom

There are tons of real estate companies in Texas. Matthew knows that. He still feels that what they are trying to do at Teikfe Real Estate is vastly different from what some of his peers are up to. More than just securing a commission here and there, Teifke Real Estate is geared toward achieving financial freedom for everyone that is involved in this ecosystem.

As Matthew puts it best, “Our goal is to help different real estate agents attain financial freedom. We want our sellers to get the best and most realistic prices for their properties. Likewise, we are also committed to helping all our buyers and investors get the best deals and prices on the market.” He truly believes that there can be a situation where everyone can be a winner!

This shows how Teifke Real Estate has been able to shape its various offerings. Let us shed some light on what they offer, as has been on the Teifke Real Estate website:

Coaching present and prospective real estate agents
Buying assistance with regard to residential, commercial, and investment properties
Selling assistance for residential, commercial, and investment properties
Assisting with construction, renovations, and remodeling work
Sourcing deals and arranging finances for prospective buying or selling
All-cash house purchases to help sellers that are looking for immediate help

Both Matthew and Alef run an excellent podcast on the real estate markets. Together they help enlighten and educate audiences on the ins and outs of buying, selling, and investing in the Texas real estate markets.

Matthew Teifke’s personal take on Austin’s Real Estate Situation

Every possible marker, news journal, or real estate magazine points to the growth in the Austin real estate markets. Matthew believes that this is the best time to get in on the action. You do not want to end up in a FOMO situation later on.

While the growth is there, it is still possible to get your hands on your dream house in Austin, Texas. “Look at the median house prices in Austin. It is still somewhere around $470,000 if I am not wrong. You give this another year or so and you are looking at a figure of $700,000. Just wait for Tesla to open and you will see 10,000 highly paid tech professionals in an all-out bidding war.”

Matthew is right. Prices are rising, but when you compare the house prices in Austin with somewhere like San Francisco, NYC, or even Washington, you see that the affordability factor is still there. Not for long though. Waiting is going to do no good since inventory is always in short supply as compared to the demand, which will always keep increasing.

Matthew suggests that if you have been an individual or family that was waiting for a high-growth real estate market, one where you will be able to double your investments in three to four years, Austin is the place to be right now.

We couldn’t agree more.

Technology

Clever Campaigns: 4 Marketing Tactics Your SaaS Brand Hasn’t Tried

ByCFI.co Blogger

The SaaS industry is experiencing a boom, and forward-thinking companies can develop an exceptional profit margin with the right product.

SaaS

For your SaaS business to stand out from the crowd and generate a huge ROI, it must develop an engaging marketing strategy.

As the sector is rife with competition, you’ll need to focus on promoting your software, increasing confidence in your brand, and setting your business apart from its rivals.

If you’re ready to create a clever campaign, check out these four marketing tactics your SaaS brand might not have tried.

Rev-Up Your Revenue with Referral Marketing

It is foolish to overlook referral marketing, as it is the online equivalent to word-of-mouth advertising.

Your company must encourage as many customers as possible to recommend your product to their friends, family members, or professional network in-person or via digital platforms, such as LinkedIn or email.

The more recommendations your current customers make, the more leads you could generate each month and the bigger your business’s annual profit margin.

As a referral will come from a person they know, a prospective customer is more likely to trust your brand and place an order.

Encourage customers to refer your brand by introducing a customer referral program or providing access to a premium feature for a successful referral.

Dropbox is a great example, as the company promises to provide its users with extra storage after successfully inviting friends.

The innovative tactic helped the brand grow from 100,000 users to 4 million in 15 months.

Promote Your Insurance Policy

Modern consumers expect SaaS companies to provide fast, stable, and effective software.

The last thing they will want is for a product to let them down when they need it, which is why they will want to buy from a dependable company.

Promoting your business insurance coverage will give customers peace of mind that you can recover their lost income or pay for a lawsuit following a service outage.

The right insurance policy could help your business financially recover from a serious business error, defense fees, or a business interruption.

Simplify the Sign-Up Process

A long sign-up process for a SaaS product will cause prospective customers to feel frustrated and bored.

Make sure you don’t lose an order by simplifying the sign-up process on your website. For instance, reduce the initial steps to maintain a customer’s interest and help them place an order quickly.

Remember, some customers might not feel committed to buying your product, and a lengthy sign-up might give them more time to think twice about placing an order.

Minimize Software Options

More products equal more customers, right? Wrong. While you might believe a vast array of products will increase sales, too many options may confuse your customers or provide too much to consider.

Rather than missing out on many orders, minimize your software options to simplify your customers’ choices. This will ensure they find the exact product for their requirements and budget, and they won’t need to study different packages to avoid making a mistake.