Six Essential Habits to adopt for a Brighter Financial Future

Your financial future depends entirely on several habits that may not seem to have anything to do with money or finances. Getting the right information from online tools like Velocity trader reviews is one way but are there other ways? The answer is yes. The journey to financial freedom can be shorter and less arduous if you adapt these six habits.

finance-budgeting

  1. Remain Poised

Like many aspects of life, it is important to remain agile and poised through all aspects of financial situations, good or bad. Losing composure often leads people down a financial rabbit hole chasing high-profit, low-risk investment ghosts that leave them financially drained. Practice keeping a level head through tough times by learning and experimenting with low-cost situations.

  1. Consistency

No habit will significantly impact your life unless you consciously and consistently implement it. It takes about a month to get acclimated to a new habit and start enjoying yourself. The first few days are always the hardest. Encourage yourself to stick to new habits, make bad habits hard to physically achieve, and implement visual reminders to keep yourself on track. In time, your efforts will pay off by being reflected in your bank account.

  1. Use the Best Trading Tools

Trading tools are especially useful if you are looking to invest, which is a crucial habit to initiate in search of a brighter financial future. Tools like Velocity trader reviews give you an upper hand in making crucial financial decisions. Numerous financial tracking tools on the internet help you make the right financial decision for future gain. Make use of these free tools and any other that may require regular subscription fees but add actual value to your life.

  1. Knowledge is Power

If you are determined to make a true difference in your financial journey, you will take measures to increase your knowledge base about money. It is common knowledge that schools do not teach us about money management, so it is important to enlighten yourself using free data littered across the internet. So instead of spending your lunch break scrolling through a social media app, grab a pen and paper and get learning.

  1. Plan for Everything

Monthly or annual budgets and goals will save you a lot of financial chaos and turmoil. Making shopping lists is also a great way to plan for each aspect of your spending. The key to planning is using measurable and timed goals to create plans, so everything falls perfectly in place when the time comes. Planning may also involve identifying areas where the opportunity to save arises.

  1. Discipline

Setting financial goals and making budgets are useless if you have difficulty sticking to the plan. Discipline is a habit that will put you in the top 5% of any crowd. Most people find it difficult to stay disciplined because of external forces, so it is important to forge your focus skills. Always keep your focus fixed on what needs to get done at the moment. One small at a time is the way to go.

The Takeaway

Your financial freedom is entirely in your hands, affecting you and your future generations. Don’t get left behind; take matters into your hands, start practicing these habits, and give yourself a financial leg up.

Online searches for ‘work from home jobs near me’ have grown by 300% since March 2020

“Quit rates have been steadily increasing over the past 10 years,” US-based professor of management Kristie McAlpine recently told the BBC, underlining why the much-publicised ‘Great Resignation’ evidently did not start with the COVID-19 pandemic.

WFH

Indeed, resignation letters have continued piling up in historically high numbers even as the pandemic threat has receded. Overall, since March 2020, online searches for ‘work from home jobs near me’ have grown by 300%, as London Loves Business reports.

The pandemic’s role in the Great Resignation  

There are suggestions that the trauma of the COVID crisis led many people to look again at what they wanted to get from their work.

“We were going through a time where we lost millions of people,” McAlpine, of Rutgers University School of Business — Camden, recalled to the BBC. “It’s hard to imagine how that can all occur and not kind of force us to think about what’s important to us.”

In this light, the 300% figure — as revealed in research by the HR firm Cydney’s Creative Solutions — should not overly surprise.

However, many people have remained active in hunting for jobs, with the Cydney’s findings also including a particularly recent 40% increase in online searches for ‘jobs’ over just a six-month period.

Why have resignations continued at a staggering rate in 2022?

In January 2022, 29% of UK workers reported that a job change was something they were considering for that year. For many US workers, however, this prospect became more than just a consideration — as, in March 2022, 4.5 million of them actually did quit.

One big reason why could have been a widespread yearning for more flexibility in working practices. Cydney’s has found many of its clients claiming that hybrid work models have brought them numerous benefits — including reduced commuting time and higher productivity.

However, another factor could be an emerging focus on wellness — for both employers and employees. Many Cydney’s clients have started offering their staff heightened support packages ranging from team wellness activities to counselling sessions.

What could employers do to combat the Great Resignation?

Cydney’s Creative Solutions founder and CEO Camile Duria has urged business leaders to “reassess their existing HR resources and set out to bring them in line with the new expectations from workers.”

If you run a business, its office might not be particularly suited to workers’ post-pandemic priorities — especially if your company originally moved into this office before the pandemic.

So, you might want to consider booking a new flexible workspace ideal for hybrid working. Workspaces like this are available to rent in various major UK locations — including London, Birmingham, Bristol and Milton Keynes.

Finding a cost-effective workplace like this could also free up money for your business to potentially spend on supporting its employees through the current economic turmoil.

New figures indicate that, worldwide, the increased cost of living is now a major concern for 29% of Generation Z workers as well as 36% of millennial workers. Therefore, the financial perks you offer to employees could hugely assist you in keeping them.

5 ways you can save money with unified communications

Unified communications is the new ‘big thing’ in business and IT, and for good reason. Moving all communications to the cloud is a brilliant way for companies to reduce costs and increase productivity within the workplace. If you want to know exactly how unified communications could help you to save money, keep reading.

Unified Communications

  1. No hardware is required

On-premises systems generally require a range of hardware like clunky phones on each desk to operate effectively, not to mention the storage space. As well as this, trained IT staff need to be hired which is very costly, and that’s without even going into the costs of maintenance and repairs. Unified communications eliminate all of these costs.

  1. Increased productivity

When there are sufficient or adequate communication tools for employees to use, productivity wanes. Employee productivity is one of the most expensive resources and not one that companies can afford to waste.

With unified communication tools like Voice, Data and Mobile Services by Gamma, employees are able to work in a range of different locations. This will increase productivity because employees aren’t limited in their movements and can get more done outside of the office.

  1. A reduction in downtime

One of the major benefits of cloud based unified communication systems is that it eliminates employees relying on their hardware as much. Instead of having to work at the mercy of your communication systems, the cloud provides a higher level of reliability and effectively fool proofs your systems.

There will be no more wasted time when disaster strikes, and hardware issues take you offline.

  1. Increased employee retention

With the increase of remote and hybrid workers after the coronavirus pandemic, the satisfaction of employees has never been so significant. Companies now have more choice in who they hire, and remote employees have more freedom. Employees need the right tools to be able to do their work and unified communications delivers exactly what out of office employees need most – effective communication and mobility.

This all amounts to cost savings because the happier the employees are, the more likely they are to stay, resulting in less turnover and lowered costs associated with replacing and retraining employees.

  1. Unified communications is a lot more scalable

With on premises hardware, companies don’t have the flexibility they have with unified communications. The capacity is fixed so they will have to pay for the full use of systems, even when a lot of users aren’t actively using the system. In contrast, unified communications isn’t fixed so companies only have to pay for what they need at a given time.

Instead of paying for 100 possible seasonal workers, unified communications allows companies to scale up or down as needed so they don’t need to stick with anything that’s too expensive or struggle with not having enough capacity.

Final thoughts

As you can see, there are numerous ways that unified communication systems can save you and your company money. After all, more time working and less time messing with technology is the key to happier, healthier workforces. All that is left to do is try out, and see whether it works well for you.

Metlife Investment Management to Acquire Specialist ESG Impact Manager Affirmative Investment Managment

Affirmative Investment Management (AIM) announced today that it has entered into a definitive agreement to be acquired by MetLife Investment Management.

(MIM), the asset management business of MetLife, Inc. (NYSE: MET). The acquisition is subject to regulatory approval.

MIM is a global public fixed income, private capital and real estate investment manager that provides tailored investment solutions to public and private pension plans, insurance companies, endowments funds and other institutional clients. MIM has over 150 years of investment experience, with offices in the US, Europe, Latin America and Asia comprising over 900 investment professionals and US$590.9 billion in assets under management, at 30 June 2022.
AIM focuses on mobilising mainstream capital to address the major challenges the world faces. Its mission is to manage fixed income portfolios that generate positive environmental and social impact without compromising financial returns. As the ESG impact and transition bond markets continue to expand, the opportunity to offer investment solutions to meet client demand has broadened from impact into transition, and public into private debt and real estate finance. MIM provides AIM with additional depth and breadth of complementary investment capabilities and resources that allows us to build upon our industry leadership and expand our impact and transition investment solutions in the future.

MIM will integrate AIM’s investing experts, processes and research capabilities to drive excellence in sustainable investing, develop new investment solutions and enhance MIM’s fundamental research, underwriting and security selection processes.

“We are pleased to be able to join a world-class institutional investment firm in MIM and continue our mission to deliver mainstream financial returns along with positive environmental and social impact” said Stephen Fitzgerald, who co-founded AIM in 2014. “Upon integration with MIM’s investment teams, we believe that we will deliver differentiated impact and transition investment insights and solutions to our combined roster of global clients while continuing to support positive environmental and social change.”

“By combining AIM’s expertise with MIM’s longstanding commitment to sustainable investing, we will be even better positioned to provide more comprehensive insight and counsel to clients and consultants on the changing market dynamics related to ESG and impact considerations,” said Steven Goulart, president of MIM and executive vice president and chief investment officer for MetLife. “MIM will maintain its fundamental investment processes, while AIM brings us additional capabilities to go deeper for clients on evaluating sustainability and risk considerations across all of our core competencies in public fixed income, private fixed income and real estate.”

AIM remains committed to its existing clients in Australia, Europe, Japan and US to deliver mainstream bond market returns along with environmental and social impact. As part of MIM, AIM will continue in its ambition to deliver best in class ESG impact and transition investment solutions to existing and prospective clients.

About Affirmative Investment Management

Affirmative Investment Management (AIM) is a leading global environmental, social and corporate governance (ESG) impact fixed income investment manager with deep capabilities in impact investing, verification, reporting and engagement. Established in 2014, AIM focuses on mobilising mainstream capital to address the major challenges the world faces. Its mission is to manage fixed income portfolios that generate positive environmental and social impact without compromising financial returns. AIM’s highly experienced team is solely focused on investing in, and expanding, the impact bond market with a rigorous approach to building impact bond portfolios and generating returns.

AIM has won numerous ESG and impact related industry awards, most recently Best Sustainability Reporting by a Fund Manager at the 2022 Environmental Finance Sustainable Investment Awards, Best ESG Investment Fund: Fixed Income at the 2022 ESG Investing Awards, Impact Asset Manager of the Year at the 2021 Australian Impact Investment Awards, and Impact Report of the Year (for investors) at the 2021 Environmental Finance Bond Awards.
About MetLife Investment Management.

MetLife Investment Management, the institutional asset management business of MetLife, Inc. (NYSE: MET), is a global public fixed income, private capital, and real estate investment manager providing tailored investment solutions to institutional investors worldwide. MetLife Investment Management provides public and private pension plans, insurance companies, endowments, funds and other institutional clients with a range of bespoke investment and financing solutions that seek to meet a range of long-term investment objectives and risk-adjusted returns over time. MetLife Investment Management has over 150 years of investment experience and, as of June 30, 2022, had US$590.9 billion in total assets under management.
About MetLife.

MetLife, Inc. (NYSE: MET), through its subsidiaries and affiliates (“MetLife”), is one of the world’s leading financial services companies, providing insurance, annuities, employee benefits and asset management to help individual and institutional customers build a more confident future. Founded in 1868, MetLife has operations in more than 40 markets globally and holds leading positions in the United States, Japan, Latin America, Asia, Europe and the Middle East.

For more information, visit www.metlife.com.

5 Simple Ways to Protect Your Business Assets

As a business owner, you need to ensure that your products and services are high quality, that you’re marketing them correctly, and that your employees are productive and happy. However, one of the most important things you can do for your business is to protect your assets. Here are five simple ways to accomplish this:

Image source: https://unsplash.com/photos/unRkg2jH1j0
Image source: https://unsplash.com/photos/unRkg2jH1j0

1.  Have an Efficient Data Back-Up System

Your business records could be lost forever in a fire, flood, or other disasters, so it’s crucial to have a data backup system at the top of your asset management strategies. There are many ways to do this, but one of the most popular is using cloud-based storage. This way, even if your physical records are destroyed, you’ll still have a digital copy that you can access from anywhere.

2.  Get Insurance

Insuring your assets is one of the simplest and most effective ways to protect your business. Many types of insurance are available, so be sure to talk to your agent about the best coverage for your business. You may also consider getting liability insurance to protect yourself from lawsuits. In addition, insurance can help to offset the cost of repairs or replacement items. While the initial cost of premiums may seem like a burden, it is nothing compared to the financial losses that could occur in an accident or disaster.

3.  Keep Good Records

This includes keeping track of your inventory, recording all transactions, and maintaining accurate financial statements. Good record keeping will help you track what you have and where it is, making it easier to recover if something goes wrong. It can also help you spot problems early on and make it easier to track down assets if they are lost or stolen.

Good record keeping can also help you avoid tax problems. Make sure you keep track of all your deductions so that you don’t end up overpaying on your taxes. You can do this by taking advantage of business accounting services from reputable providers like Pherrus Financial. These services can help you keep track of your expenses and avoid potential problems.

4.  Invest in Security

Invest in security like security cameras, alarms, and even guards. If you have a lot of valuable equipment or inventory, investing in a robust security system is worth investing in. It will help deter thieves and give you peace of mind knowing that your things are safe. You can also use security measures to protect your data. Be sure to encrypt any sensitive information and keep it in a secure location. Only give access to people who need it, and change the passwords regularly.

5.  Monitor Activity

Even if you have all the security measures, check in on your employees and monitor their activity regularly. Review your financial records and look for any red flags. If something doesn’t seem right, don’t be afraid to investigate further. In addition, it is also important to monitor activity online. Cybercrime is a growing threat, and businesses must take steps to protect themselves from attacks.

There are many different ways to protect your business assets. You can help safeguard your business against potential risks by taking some simple precautions.

Tips for Americans Buying Parisian Apartments

Being one of the most popular tourist destinations worldwide, France can easily win your heart over. If you’re reading this page, you belong to many foreigners who decided to invest in a vacation home or settle in France for longer after a visit.  Statistically speaking, Americans belong to 3% of the foreign real estate buyers in the country of pastries, wine, and cheese, with the most popular location as French Alps, Paris, and Cote D’Azur. Yet Americans face many challenges when searching for real estate in Paris. Here are six main tips for you not to make common mistakes and survive in one of the most competitive markets in the world.

Paris

  1. Figure out the legal part of the equation.

The first thing you should do –  is research if your dream of owning a home in Paris is doable. Note that it’s a complicated process for Americans to get approved for a French mortgage, and the last thing you want to do is deal with the world-famous French bureaucracy. So before you send the “France houses for sale” request to Google, ensure your finances are all straight.

Visa-wise, Americans can stay in France as tourists for up to 90 days without a visa. If you’re planning to work, study, or stay in the country for a long time, you should obtain a long-term visa or a residence permit. Information on the visa requirements you can find on the France-Visas official website.

Another moment to remember is if you were hoping to rent your Parisian apartment whenever you’re back in the US, it wouldn’t be possible. Under newly-introduced French law, you can rent your property up to 120 dates per year only if it’s your first place of residence. Accordingly, the short-term or long-term rental is possible for the second home minimum of a year.

  1. Choose the best-suited neighborhood.

In a large metropolitan city like Paris, the location is crucial. When you come for a vacation, you want to feel safe yet close enough to major activities, shopping areas, and restaurants. Each Parisien’s arrondissement has a vibrant info structure, cozy cafes, and pastry shops with fresh croissants. Just put on your comfiest shoes and walk around each arrondissement to see how the atmosphere and ambiance change day to night. Avoiding touristic areas will help you save some dollars and immerse you in the true Parisien lifestyle. As the apartment prices vary depending on the location, being more expensive doesn’t always mean a better deal. You will never go wrong with apartments in the top-rated neighborhoods, as even during the crisis, those places sell for big money.

  1. Partner up with local and experienced real estate agents.

The best strategy for a successful buy is cooperating with a local agent. There is no such thing as a multi-listing in Paris, even though they have almost 4000 real estate agencies. Without multi-listing services, each agent has a limited database of housing they can provide you with. Take your time in choosing the realtor to hire. Consider their experience working in your budget frame and arrondissement you prefer,  the number of annual closing, and most importantly, their communication skills. Verify the agent has good English and won’t have trouble understanding your requests.

  1. Explain that you’re ready to pay the market price.

This tip might seem controversial at first. However, this is how you get most of the listings. Many buyers want to have a bargain and avoid paying for the overpriced property. Yet the agents won’t even bother sending you the links for showings if they see your “unrealistic” budget. With such a competitive market, your goal is to be taken seriously and get as many showings as possible. After seeing the place, you can still negotiate the price or expand the budget if you fall in love with the listing.

  1. Prioritize your requirements.

Be realistic while setting your must-haves. Paris is famous for its impeccable architecture, yet it’s a different house-planning from the US. The bathrooms are usually smaller, but it’s common to have a cute window there. It’s rare to find a spacious kitchen with an island or even an elevator in the building. So put your American standards aside and make your requirements list based on non-negotiable needs:

  • a place for a washing machine and dryer;
  • amount of rooms for all family members;
  • location;
  • easy access to higher floors with elevator;
  • a view (it’s common for Parisian windows to face the wall, and no one wants to see that on their vacation).

For those who are not ready to sacrifice their comfort and would still want a spacious place to live, there are many listings in Ile-de-France. The outskirts of Paris are full of historical or modern houses, with big backyards and enough space to fit a big family. The little old towns with cozy atmospheres and local produce are only 20-30 min away by train or a car ride from the city center of Paris.

  1. Remember the remodeling cost.

There is no benefit in buying a cheaper apartment to save up on location when the remodeling cost stays the same. In the long run, you’ll be paying more for repair work, redecorating, and labor, especially if you don’t have an elevator with six floors up. At the same time, a place that is a bit out of budget yet in the perfect state will require investment only in interior design.

The bottom line

Paris is a City of Love, and impossible not to fall in love with it! When apartment shopping in Paris, keep your mind open to get the best deal out there.  The French vacation home is an achievable goal requiring a bit more work and flexibility. Yet, following all the tips and cooperating with the right agent will guarantee you to find a second home in the heart of France in no time.

Business Advice for New Entrepreneurs

Business Advice for New Entrepreneurs
Source: https://unsplash.com/photos/3fPXt37X6UQ

Starting your entrepreneurial journey can be full of excitement but also full of uncertainty, especially if it’s your first business. Learning everything from market search to figuring out finance and logistics can get overwhelming sometimes. If you’re on your way to launching your first startup, we’re here to help. Here is the business advice for new entrepreneurs:

1.   Make a Business Plan

As Tory Johnson said, a simple business plan is often the best approach in the beginning stages of developing your organization. Every startup needs to have a solid business plan before starting. This in-depth document details your business model, target audience, market segmentation, cost distribution, and pricing strategy. It also summarizes the core values and mission statement, setting clear objectives for the future of the business and holding you accountable for your goals.

The comprehensiveness of your business plan can vary depending on the nature of your business and the owner’s preferences. It can be as short as a one-page report or an entire document. No matter its length, a business plan will help you gain external finance as it can be used to get loans from banks or other financial institutions. A well-drafted plan can even help you create your pitch to potential investors and gain that investment for your business.

2.   Networking

When your business is starting, your network can be your biggest asset. It would be best if you did not treat your competitor businesses or market leaders of your industry as adversaries but learn from them instead. They have years of industry experience and crucial knowledge of market trends. You should network with the team at your competitor’s business and learn from their experience to avoid making any mistakes in your entrepreneurial journey.

To establish your presence in the market, you should take the time to cultivate relationships with your customers. This will help you establish customer loyalty and get consistent orders for your product or service. Word of mouth referrals can help you gain more clients over time and is the most affordable marketing strategy for new businesses.

3.   Learn About Finance

Finance is the lifeblood of every business. As a new business owner, learning about finance is essential to help sustain the cash flow in your business and protect your business from any monetary theft or fraud. It would help if you considered investing in books or online courses that can teach you fundamentals of financial sourcing, basic accounting like financial statements, cash flow charts, and differences between purchase order and invoice, as well as other core concepts. This knowledge will enable you to let your startup thrive financially.

Learning about finance will also help you gain your initial funding or startup capital through seed funding or investments. This can help you gain finance for starting out or even expanding your business in the future.

4.   Hire Professionals

When your business is starting, hiring a professional to assist you with the business launch can ensure that the launch goes smoothly. Opening and operating a business is not an easy task, and professionals have years of experience on their hands to help guide you through the process. They are also aware of your industry’s federal and state regulations. This assistance can help your business become more compliant with the legal rules and help avoid any potential lawsuits in the future.

Endnote

Starting a business requires a great deal of effort. However, it can be easy if you have the right mentorship, a business plan, and your finances. There is no harm in seeking professional help to kickstart your new venture. This will help delegate your workload and ease off the work burden.

What You Need to Know to Pass the CCIE Service Provider Written Exam

If you’re looking to pass the CCIE Service Provider Written Exam, then you’ll want to read on. In this post, we’ll discuss what you need to know to achieve success. First, we’ll discuss the exam format and topics that are covered. Then, we’ll provide some tips on how to prepare for the exam. Let’s get started!

IP-routing

Exam format and topics covered in CCIE Service Provider Written Exam 

Exam Format: The CCIE Service Provider Written Exam is an 8-hour, closed-book exam with 100 multiple-choice questions. To know more about the exam format and if you would like to read more about CCIE SP, just click here. The exam is designed to test your ability to configure and troubleshoot service provider networks.

Topics Covered: The topics covered in the exam include IP addressing, routing protocols, QoS, security, and network management. In order to pass the exam, you must understand how to configure and troubleshoot these technologies in a service provider environment.

Tips on how to prepare for the CCIE Service Provider Written Exam

First and foremost, it is important to have a strong understanding of networking concepts. You should be comfortable working with Cisco routers and switches and IPv4 and IPv6 addressing schemes. Additionally, it is beneficial to have hands-on experience configuring service provider networks.

If you don’t have a strong understanding of networking concepts, we recommend taking a Cisco Certified Network Associate (CCNA) course. This will give you the foundation you need to succeed on the CCIE Service Provider Written Exam.

Once you have a strong understanding of networking fundamentals, it’s time to start studying for the exam. We recommend using Cisco’s official study guide, which covers all of the topics tested on the exam. Additionally, many other great study resources are available online, such as practice exams and video tutorials.

When studying for the exam, it’s important to focus on the topics covered in depth. These include IP multicast, MPLS, VPNs, and quality of service (QoS). By focusing your studies on these topics, you will be better prepared to answer the questions on the exam.

In addition to studying, it’s also important to get some hands-on experience with Cisco routers and switches. This will help you better understand the concepts you’re learning and give you a chance to practice your skills. There are many ways to get hands-on experience, such as taking a Cisco course or working in a lab environment.

Once you’ve studied for the exam and gotten some hands-on experience, it’s time to take the test! We recommend scheduling your exam at least two weeks in advance, and this will give you plenty of time to prepare and make sure you’re ready to take the test.

When taking the exam, be sure to read the questions carefully and answer them to the best of your ability. If you don’t know the answer to a question, don’t worry! Just skip it and move on to the next one.

After you’ve taken the exam, it’s important to debrief with your instructors or mentors. They can help you understand the concepts you missed and give you guidance on how to improve for future exams.

Conclusion

Now that you know what it takes to pass the CCIE Service Provider Written Exam, it’s time to put in the work and make it happen. Remember, anything worth doing is worth doing right. So study hard, practice often, and don’t give up until you’ve reached your goal.

AAY Investments Group named Best International Project Finance Team

International investment firm joins Pictet Bank, Deloitte and UBS as winners of the CFI.co award

AAY Investments Group, a Panama-based Venture Capital Funding firm, was named Best International Project Finance Team by CFI.co. AAY joins Pictet Bank, Deloitte and UBS as winners of the prestigious award.

AAY Investments Group

“AAY Investments Group is honored to have been nominated and named the winner of the Best International Project Finance Team in 2022,” Senior Managing Partner of AAY Investments Group Mark Manson said. “This distinguished award is the culmination of hard work and dedication to providing excellent service to our clients globally. It is with great pleasure that I accept this award on behalf of the entire AAY Investments Group team and it is our intention to continue successfully financing projects around the world.”

Each year, CFI.co seeks nominations for individuals and organizations that contribute significantly to the convergence of economies and truly add value for all stakeholders. CFI.co aims to not only reward excellence in the financial field, but also use the award winners to inspire other companies and individuals to further improve their own performance.

In CFI.co’s Judges’ Report, CFI outlined AAY’s long standing reputation. The company’s success stems from the long-term relationships they have established with their clients along with the high quality of employees they have on their 45-person staff. The panel noted that managers not only assess how actions affect the client, but also their employees throughout the decision-making process, resulting in low staff turnover and high customer retention. These practices have allowed AAY to develop business relationships with insurance brokers, governments, public-listed companies, professional service providers and private-project owners.

AAY Investments group started in 1986 and has been able to adapt and change throughout waves of economic trends. The group is made up of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies. Throughout their time in business, the company has worked with numerous national and international brokers, attorneys, banks, financial institutions, insurance companies and many large and small project owners throughout the world, providing venture capital funding. These investments have given life to projects that create wealth for owners and also provide secure jobs for employees working in many countries.

AAY’s senior management team has over 95 years of combined professional experience in commercial project finance and venture capital funding. The company recently added an insurance team focusing on risk-management. The company continues to grow based on their reputation as a confidential and professional group, believing that confidentiality and non-disclosure is essential for business today.

For more information on AAY Investments Group, visit aayinvestmentsgroup.com

About AAY Investments Group

AAY Investments Group is comprised of Templeton Equity, Swiss Credit & Guaranty, Swiss Credit Underwriters, Swiss Credit Equities and an additional six AAY affiliated partner companies. Their senior management team have over 95 years of combined professional experience in commercial project finance and venture capital funding with backgrounds in legal to investment banking, all with vast knowledge within financial institutions. For more information, visit aayinvestmentsgroup.com.

How To Buy, Sell, And Manage Bitcoin

You don’t have to have millions to start your cryptocurrency investment, but you must be realistic and cautious about what you expect to get in return and all the risks involved.

crypto

Cryptocurrency investment can be challenging, but with research and advice from the right people, you can get the hang of it within no time and start seeing your gains. While Bitcoin is the most popular cryptocurrency, you need to know that there are many other cryptocurrencies to invest in.

Before investing in cryptocurrency, ensure that you have a fast and robust internet connection and have all the necessary documents to verify your identity. The other steps you need to follow to buy, sell and manage cryptocurrency are:

Choose a cryptocurrency wallet

Digital wallets are where you store cryptocurrency, and you need to have one before you start buying any crypto. You can choose between a cold and hot wallet. Cold wallets are physical hardware-based digital wallets to store cryptocurrency that you have not connected to the internet. They have multiple security layers, making them hard to hack.

On the other hand, hot wallets are software-based connected to the internet that comes mainly in the form of apps.

Some of the most popular wallet companies are Trezor and Ledger. You can also get a digital wallet on a crypto exchange package, for example, the one that comes with a Coinbase account.

Set up the crypto wallet

If you have a software wallet, all you need to do is create an account using a username and password, then enable two-factor authentication. If your wallet comes as part of your crypto exchange account package and the exchange operates KYC, you must provide certain documents for identity verification.

Unlike standard hot wallets, non-custodial wallets are not third-party hosted. They provide you with a randomly generated seed phrase or private key around 12 words long, which you have to store offline.

Cold wallets also give you a randomly generated key, 24 words long. However, you still have to create a PIN to access your wallet. You can also choose a paper cold wallet, which gives you a public and private key printed on paper for added security.

Choose an exchange

After setting up your crypto wallet, it’s time to pick an exchange and make your first transaction. Ensure the exchange you choose is regulated by the US Securities and Exchange Community like Coinbase, Gemini, Kraken, Crypto.com, and eToro.

Research the exchanges to see what other cryptocurrencies they offer and their security measures. You can also research other exchanges on the internet like https://www.okex.com/buy-crypto, which is suitable for beginners and experts.

Buy and sell crypto

Some exchanges have buy and sell buttons, where you need to enter how much you want to buy or sell. You have to submit an order like in a conventional stock exchange on others. The standard orders are market order, stop order, and limit order.

Market order lets you buy a certain amount of Bitcoin at the market price, stop order sets a price for you to sell or buy Bitcoin, and the limit order instructs the exchange to sell or buy Bitcoin at a specific price or better. If you are looking for a trusted and secure cryptocurrency exchange, visit https://www.okx.com/markets/prices to access a large marketplace.

Managing your assets

One of the most common and successful strategies to manage Bitcoin investment is to buy and hold them, holding them for a long term hoping for a high average return.

You can also use the dollar-cost-average approach, where you buy Bitcoin after a certain period without looking at the price changes. Sometimes you will buy when the prices are low and other times when the prices are high, but in the long run, the prices will cancel out and give you an average high return.